Senior Underwriter, Property - Chubb INA Holdings Inc.

Westchester, a Chubb Company, is seeking a Senior Underwriter to support the Property Underwriting unit. The role is focused on achieving profitable underwriting results through marketing, risk assessment and underwriting of Westchester’s Property business.

Duties may include but are not limited to:

• Develops and executes on marketing plan for assigned producers and territories
• Negotiates pricing, terms and conditions for excess and surplus commercial property accounts using assigned underwriting authority and company guidelines
• Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.
• Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.
• Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.
• Documents the underwriting files with account review, analysis and conclusions
• Binds coverage
• Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately.

• 3-5 years underwriting experience 
• Experience underwriting Property insurance
• Bachelor’s degree
• Excellent Skills with Microsoft Word, Excel, and Outlook

Desired Qualifications: 

• Knowledge of insurance industry
• Understanding of risk management approaches including risk transfer
• Knowledge of underwriting concepts, practices, and procedures
• Internet usage and research
• Detailed understanding of company Financial Statements (Balance Sheet, Income Statement, 10-K, etc.)
• Oral and written communication skills
• Negotiation skills
• Marketing skills

The pay range for the role is $71,500 to $115,000. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found 

. The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.